TrackWithAgent Finance
Track spending, split bills with friends and settle up through your own UPI app. Talk to it in English, Hindi or Hinglish.
finance.trackwithagent.com
Finance is live
Tell an agent what happened, in a sentence or out loud. It does the bookkeeping and asks before it saves anything. Our first agent runs your money.
Free during early access. No bank login needed.

Each agent does one job well and lives on its own address. Start with Finance today.
Track spending, split bills with friends and settle up through your own UPI app. Talk to it in English, Hindi or Hinglish.
finance.trackwithagent.com
Our next agent. We are building it now.
replay.trackwithagent.com
Here is Finance logging a cup of chai.
Type or say “₹50 chai today”. Hindi and Hinglish work too, like “chai pe 50 kharcha”.
The agent fills in the amount, category, account and date. Nothing is saved until you tap Confirm, and you can change any field first.
Add expense
₹50
Your budget, balance and monthly report update at once.
Add expense
₹50
₹2,300 left of ₹8,000
Ask “How much did I spend on travel in August?” or say “Split ₹1,200 dinner in Flat 4B”. The assistant answers from your real numbers and asks before it changes anything.
See who owes whom across every group. One tap opens your own UPI app with the exact amount, or shows a QR code on a laptop. Money never passes through us.
Copy the debit SMS from your bank and paste it. The entry fills itself. Your inbox stays private.
Set a monthly limit per category and see what you can safely spend today.
Recurring entries post themselves on their day, and upcoming bills show up before they are due.
Import your old Google Sheet from CSV, export everything any time, and delete your account whenever you want.
We never ask for bank passwords, card numbers or your UPI PIN. You type or paste what you spent.
The AI proposes. You confirm. It cannot change your records on its own.
Only you see your entries. Friends see only what you share in a group.
Export your transactions as CSV. Delete your account in Settings, with 30 days to change your mind.
Yes. Finance is free while we are in early access. If we add paid features later, we will tell you well in advance.
No. Finance never asks for bank logins and never reads your SMS inbox. You add entries by typing, speaking, pasting a bank SMS or importing a CSV.
No. Every add, change or delete the assistant suggests appears as a card you can edit, and nothing is saved until you tap Confirm.
The assistant understands English, Hindi and Hinglish, typed or spoken. The app's screens are in English.
Finance runs in your phone's browser and you can add it to your home screen, where it opens like an app. There is no App Store or Play Store app yet.
When a friend has added their UPI ID, Settle up opens your own UPI app with the exact amount (or shows a QR code on a laptop). You pay in your UPI app, then tap Mark as paid. We never handle the money.
Only you. If you join a group, its members see that group's shared expenses, your name, your balance with them and your UPI ID if you added one.
Simple entries like “₹120 uber yesterday” still work through a built-in parser that runs without any AI service. Questions about your spending need the AI and will work again once it is back.
Yes. Export it as CSV and import it in Finance. You can export your transactions back to CSV any time.
Go to Settings, choose Delete account and type your email to confirm. You have 30 days to change your mind by logging in. After that, your data is permanently deleted.
Sign up in under a minute and log your first spend by typing “₹50 chai”.